One AI brain for your whole practice. Clara connects your systems, automates the manual work, and gives you one view of every client.
Your best hours go to admin, not advice.
South Africans who work with a financial planner report better outcomes, more confidence and less stress. The constraint isn't demand, it's capacity. Every hour an adviser loses to admin is an hour a client doesn't get.
clients of financial planners are highly satisfied with their wealth, vs 2 in 3 unadvised consumers
FPSB, Value of Financial Planning: South Africa, 2023of South Africans used a financial adviser in 2026, down from 45% in 2025
Old Mutual Savings & Investment Monitor, 2026of financial planners already use AI for internal productivity and workflow
FPSB, AI in Financial Planning Researchcite loss of the human touch in client relationships as a top AI concern
FPSB, AI in Financial Planning ResearchWhat changes when Clara runs the back office.
Built around how advice practices actually run.
Every capability here is live today.
Client 360 and your policy book
A policies-first view of every client, with search by policy number, policy notes and change history.
- See what a policy looked like on any past date
- Every document and email filed against the right client
Claims, gap cover and enquiries from email
Emails from clients and providers become tracked requests. Clara captures reference numbers and sets the follow-up tasks.
- Health claims admin with reference-number capture
- Gap cover document-completeness check and filing
Renewals, drafted for approval
Life renewals get an old-versus-new schedule check and a task loop. Nothing goes to the client until someone approves it.
- Life renewals: old-versus-new check and follow-up tasks
- General reminders drafted 30 days before any policy renews
Commissions and production reporting
Commission data from the Commspace API and provider statements, with production reports by policy type.
- Access to commission data follows policy-type grants
FNA and retirement cash flow
Deterministic needs-analysis calculations you can audit, each with a calculation ID. The adviser drafts, a review gate checks, and the client gets a branded PDF report.
- Life and risk needs: gap charts, affordability, CGT on death, estate liquidity
- Retirement drawdown year by year, across retirement dates and scenarios
Record of Advice
Record of Advice and Replacement Advice populated from your own templates, with assistant answers you can cite into the record.
Comparisons
A client intake form and an AI summary of the comparison PDF. It describes the options and never makes the recommendation: that stays with the adviser.
Campaigns that find gaps in your book
Clara finds clients missing a type of cover, drafts a personal email for each, and sends only what you approve. Replies are tracked, and an interested client becomes an application request.
Provider portals, with your OTP in the loop
Clara pulls schedules and statements from provider portals, and every login pauses for your one-time PIN. Works with Discovery, Hollard, Allan Gray and Old Mutual.
Ask about your book. Get the count and the source.
By text or by voice. Clara answers from your own records, shows where each answer came from, and prepares the follow-up for you to approve.
What Clara already connects to — with more in the pipeline.
Clara draws data from the platforms South African brokers and advisers already use. This list grows every month as we onboard new practices.
Built for a FAIS-regulated practice.
Clara prepares, a person approves, and everything is on the record. Designed to support your POPIA obligations, with your data encrypted at rest and in transit.
Access by policy type
Give each person access to the product lines they work on. Cost and commission visibility is granted, not assumed.
Review gates for advice
FNA and retirement reports pass a review gate before a client ever sees them. Comparisons stay descriptive.
A full audit trail
Every record, document and approval is logged, ready for when compliance asks.
Sent as the adviser
Client email goes from a real, named person in your practice, never a shared robot address.
Clara runs daily at a South African financial advisory firm. We built it with them, one real process at a time.
Bring one real process. We'll show you Clara running it.
A claim, a renewal or an FNA. In 30 minutes you'll see what comes off your plate. Pricing depends on the modules you switch on, so let's talk.